On My Own is a hands-on, real-life simulation that gives young people the opportunity to experience their futures in a fun and exciting way. They are encouraged to make healthy and wise lifestyle choices similar to those adults face on a daily basis.
Contact Information
Tim Roberts
tim.roberts@utk.edu
Michael Owen
mowen@utk.edu
Kelly Ravlija
krav@utk.edu
Kyla Szemplinski
kszempli@utk.edu
What is On My Own?
Students assume they are 25 years old and are the primary or sole support of their household. After exploring careers, participants receive a monthly salary for their chosen career and a family scenario. Then they proceed through ‘real life,’ deducting taxes, determining a savings amount, and spending their monthly salary on the necessities and luxury items that reflect the career and lifestyle they have chosen.
How does it work?
Using sample checks and registers, participants learn how to record and manage their bank accounts. After making their deposits and deducting taxes, participants make spending choices from the following categories:
• Housing
• Transportation
• Groceries
• Utilities
• Entertainment
• Childcare
• Health & Grooming
• Medical & Dental
After each choice, participants write a check and subtract the amount from their registers. They may also receive a chance card that represents unexpected expenses and incomes encountered in real life. Participants complete their experiences by evaluating their choices and considering alternatives.